Most Strata Insurance policies include cover for Loss of Rent, but time and time again we see much confusion over what exactly Loss of Rent covers. Lia de Sousa, General Manager | Strata at Whitbread Insurance Brokers, seeks to clear up some of the confusion surrounding this often misunderstood section of the policy. Below is…
Life Insurance specialist Michael Giansiracusa dishes out his top tips on how you can protect yourself should you be unable to work. The good news is – it isn’t as expensive as you might think! If you need help navigating the ins and outs of Income Protection Insurance, read on… At one point in…
Managing a Not-For-Profit organisation carries with it a significant element of liability risk to individuals. Board members and senior managers can be held personally liable for their actions or failure to act in certain circumstances. As a Not-For-Profit organisation, Association Liability is an insurance policy you cannot overlook. Below, Yash one of our Not-For-Profit…
When applying for or renewing your clients’ commercial strata insurance policy, it is imperative you help us provide as much information to the insurer as possible. Lia de Sousa, Whitbread’s General Manager | Strata explains how providing detailed information about a property, can result in a more accurate insurance risk rating, and fairer insurance premiums…
Do you park your car in a secure underground carpark? Take note! A significant increase in the theft of and from cars parked “securely” in Melbourne underground apartment blocks has prompted authorities to issue a serious warning to residents, with police urging apartment dwellers to exercise much greater caution when parking their car. Boroondara…
If you are preparing to undertake renovations on your home you need to be aware that renovating a strata property may have a few more complexities to it than your average free standing dwelling. Whitbread Strata Insurance expert Lia de Sousa dishes out her best advice to ensure your insurance is not compromised when performing…
When it comes to Strata Insurance, nothing is as simple as it seems. Lia de Sousa, Whitbread’s General Manager | Strata, explains the cover you need to adequately protect your property and belongings when an unfortunate incident turns into an expensive disaster! If there’s one thing we’ve learnt from broking Strata Insurance for 40 years,…
If you are unhappy with a claim denial ruling, and believe the internal disputes resolution process was not handled in a satisfactory manner, you can contact AFCA and lodge a dispute. AFCA can give you a welcome alternative to launching legal action against an insurer, which could end up being hideously expensive! If you do…
Receiving a letter of denial from an insurance company is never a welcomed outcome for anyone, particularly when you feel the insurance claim is legitimate. If you do not agree with the reason your claim has been denied, or you feel the insurer’s decision lacks sufficient reasoning, you will always have the means available to…
Cyber risks are continually evolving. This makes it all the more important for you to be up-to-date and have effective response measures in place to insulate yourself against emerging threats. We would like to bring to your attention the below update from our IT department outlining a notable cyber-threat in circulation which may pose significant…
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