An article from the Australian Financial Review (3 April, 2013) “Insurance Blind Spot for SMEs”, highlights a lack of awareness and preparedness amongst Australian SMEs when it comes to protecting their income through Business Interruption insurance. Business Interruption insurance protects businesses from a loss of income, explains Ross Cameron, Cameron Research Managing Director. “If your…
The Christmas Day storms caused wide spread water damage across Melbourne. Although no preventative action would have protected property from damage caused by the fierce storms, as property owners a maintenance program could substantially reduce your chances of water damage occurring. According to Chubb Insurance Company of Australia Ltd, water damage is one of the…
In recent weeks we have all witnessed the devastating impact that floods have had on our communities. We have received a number of calls from concerned Owners Corporation Managers and their clients about the cover afforded by their policies. We hope the following information may assist you with any concerns that you may have. Flood…
While Public Liability is a mandatory cover for both Residential and Commercial Strata policies, confusion often arises regarding the extent of cover and who pays the excess in the event of a claim. Whitbread recently received a query from a NSW property owner, courtesy of LookUpStrata… “What does Public Liability cover?” Public Liability under a…
Not For Profit and charitable associations provide invaluable services to the community, however the operational risks faced by these organisations has grown substantially in recent years. This has in part been fueled by an increase in government red tape, and also a greater awareness of legal rights among the public. It is not just the…
Twice, TV chef Heston Blumenthal has shut the doors of one of his gourmet London restaurants after being hit by an outbreak of the same vomiting virus which forced him to close the Fat Duck a number of years ago, according to the Herald Sun. We take a look at the potential insurance implications for…
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