Headlines were made across Australia in November, 2014 when the severe ferocity of a Docklands apartment fire was attributed to the use of illegal cladding material in its construction. Even more alarming now, is that the cladding has been used in hundreds of high rise buildings throughout Australia. The presence of non-compliant cladding in a…
Strata Insurance is an essential insurance cover required if you own a unit in a Strata property. But what does it cover you for, and what other insurance policies do you need in place to protect your assets? To reduce this common area of confusion, below we have covered some of the most frequently…
As December rolls around each year, preparing your home and family for the holiday season is high on everybody’s list. However with so much going on, it’s easy to forget about the safety and security of your home until you shut the front door and head away on holiday! To avoid the sometimes costly mishaps…
As insurance brokers we deal with Certificate of Currency requests on a daily basis for a whole range of insurance policies whether it be Strata, Landlord or Business Insurance. However, when it comes to Strata properties, we have often found that confusion surrounds Certificates of Currency, particularly when people need to request one for a…
A common misconception of living in a unit or apartment complex is the assumption that Strata Insurance will also provide cover for the contents within each unit. Unfortunately, many people are caught out, because this is not the case. Living in what insurers call a “strata title unit”, doesn’t remove the need for property owners…
School holidays are the perfect opportunity for the whole family to have some quality time together and create happy memories. But before you take off, have you thought about taking extra measures to keep your home secure? In terms of insurance, there are many more risks your property can face when your home is…
At Whitbread we continually strive to keep you aware of global risk trends that can impact your business, both locally and abroad. One of our key insurance partners Swiss Re recently published a report covering the “Top 21 Global Risk Trends”. The report is certainly an enlightening one, and I encourage you to take a…
Most Strata Insurance policies include cover for Loss of Rent, but time and time again we see much confusion over what exactly Loss of Rent covers. Lia de Sousa, General Manager | Strata at Whitbread Insurance Brokers, seeks to clear up some of the confusion surrounding this often misunderstood section of the policy. Below is…
Life Insurance specialist Michael Giansiracusa dishes out his top tips on how you can protect yourself should you be unable to work. The good news is – it isn’t as expensive as you might think! If you need help navigating the ins and outs of Income Protection Insurance, read on… At one point in…
Managing a Not-For-Profit organisation carries with it a significant element of liability risk to individuals. Board members and senior managers can be held personally liable for their actions or failure to act in certain circumstances. As a Not-For-Profit organisation, Association Liability is an insurance policy you cannot overlook. Below, Yash one of our Not-For-Profit…
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