At the onset of the pandemic in Australia, business owners were left scrambling, doing the best they could to minimise damage to their bottom line, keep employees in the job and manage the health risks of COVID-19. Unfortunately, employment practices laws often fell by the wayside, or were misinterpreted without the appropriate legal advice. With…
You may have noticed over the medium term, that in general, insurance premiums have been increasing, and coverage is becoming more restrictive. This is known as a hard insurance market. Below, we shed light on current insurance market conditions, the market outlook across different types of policies, and how using an insurance broker can help…
The recent flooding in NSW and QLD, plus a late season cyclone in WA, are stark reminders that wild weather events are occurring with greater frequency and increasing severity. In light of this, it is important to know what to do in a property claims emergency for both your business and your home. Having a…
If a third party believes you or your business is responsible for personal injury or damage, and they decide to seek compensation, your company will likely receive a Letter of Demand (LOD). No matter how far-fetched a claim may appear, whether you believe it happened or not, it is not something to ignore. Renee Cassidy…
With the online insurance market a popular way of obtaining cover, the role of an Insurance Broker may appear less relevant than in previous years. However when it comes to Strata Insurance, it is quite the opposite. Complex legislation and the intricate, highly involved nature of managing Strata Insurance and strata claims, has meant the…
With the online market a popular way of obtaining insurance cover, the role of an insurance broker may appear less relevant than in previous years. However when it comes to Strata Insurance, it is quite the opposite. Complex legislation and the intricate, highly involved nature of managing Strata Insurance and strata claims, has meant the…
With Australia making remarkable steps toward supressing the community spread of Coronavirus, many businesses with non-essential workers are pondering, or have already returned to the workplace in some capacity. To guide you on the important implications from an insurance and risk point of view, we have included some essential considerations below… Things to consider when…
With the year almost at a close and Christmas just around the corner, the holiday season is nearly here! To help keep your home safe and secure while sunning yourself on the beach, careful preparation is key. We’ve prepared some useful tips so you can enjoy a drama free break! Essential Services 1. Water Turn…
Devastating bushfires plagued much of Eastern Australia last summer, before a deluge of rain arrived, causing severe flooding and widespread damage to an unprecedented number of properties – including residential strata. In the aftermath of a flood, many depend on their insurance to help recoup losses. Sadly, stressful situations are often made worse when people…
It’s renewal time again and your annual policy paperwork has arrived just in time. What to do!? Just pay the premiums and think nothing of it for another 365 days? Think again! It can be very tempting to “go with the flow” when it comes to your insurance – at the end of the day…
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