Cyber risk continues to be a leading risk for Australian businesses in a post-pandemic world. As Australians continue to work remotely, relying heavily on digital platforms to interact and conduct business transactions – cybercriminals are taking advantage. Understand how you can mitigate the risk of cybercrime and minimise the damage inflicted by a cyber-attack. Why…
When it comes to payment, business insurance premiums can be an inconveniently large investment. This is particularly relevant in the current market, with widespread economic uncertainty and premium rates on the rise. Premium Funding payment solutions can help you maintain essential insurance coverage, while freeing up your business finances for other immediate investments that directly…
Understand the current Strata Insurance market landscape, how to achieve the best outcome for your strata property, and what’s on the horizon for 2022. Strata Insurance Market Overview The Strata Insurance market is experiencing considerable rate rises and cover availability is becoming increasingly restrictive. Major losses across the insurance industry, in particular the strata space,…
The devastating bushfires that tore through parts of VIC, NSW, SA and QLD in 2019 are a grave reminder that you don’t have to live in a rural area to be affected by fires. Bushfire preparation has never been more important as we enter another Australian summer. The National Council for Fire and Emergency Services…
With the festive season in full swing, and new year steadily approaching, it’s fair to say we are all looking forward to a well-deserved break with plenty of fun and frivolity during the holiday season. To help keep you, your home and your business safe, we’ve compiled Whitbread’s ‘10 Tips of Christmas’ – so you…
At the onset of the pandemic in Australia, business owners were left scrambling, doing the best they could to minimise damage to their bottom line, keep employees in the job and manage the health risks of COVID-19. Unfortunately, employment practices laws often fell by the wayside, or were misinterpreted without the appropriate legal advice. With…
You may have noticed over the medium term, that in general, insurance premiums have been increasing, and coverage is becoming more restrictive. This is known as a hard insurance market. Below, we shed light on current insurance market conditions, the market outlook across different types of policies, and how using an insurance broker can help…
The recent flooding in NSW and QLD, plus a late season cyclone in WA, are stark reminders that wild weather events are occurring with greater frequency and increasing severity. In light of this, it is important to know what to do in a property claims emergency for both your business and your home. Having a…
If a third party believes you or your business is responsible for personal injury or damage, and they decide to seek compensation, your company will likely receive a Letter of Demand (LOD). No matter how far-fetched a claim may appear, whether you believe it happened or not, it is not something to ignore. Renee Cassidy…
With the online insurance market a popular way of obtaining cover, the role of an Insurance Broker may appear less relevant than in previous years. However when it comes to Strata Insurance, it is quite the opposite. Complex legislation and the intricate, highly involved nature of managing Strata Insurance and strata claims, has meant the…
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