Skip to content Skip to main menu
I'd like to…

Prestige Home and Contents

If you own a high value home, your insurance requirements are slightly different. Standard house and contents insurance policies generally cover large-scale general damage to a property, but don’t provide for things like fine art or other expensive lifestyle assets.

Whitbread can source a Home and Contents insurance policy tailored to your personal needs, at a competitive premium cost.

These specialist home and contents insurance policies cater for:

  • Heritage listed buildings
  • Jewellery and other personal items
  • Fine art, paintings, antiques and curios
  • DVD and computer equipment
  • Restoration and replacement of personal documents

Whitbread recommends that your House and Contents insurance policy is an Accidental Damage insurance policy.  This type of policy is more comprehensive than a Defined Events policy.  For example: should you accidentally spill paint on the carpet or drop your television these items would be covered under an Accidental Damage insurance policy but not under a Defined Events insurance policy.

Please Note: Below are some of the more common insurance policy features based on Chubb 17-29-0919 Published 09/2019 and AIG V20191101IPI_PCGI, however, the list is not exhaustive and some features may not be offered by other insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions.

 

Covered Features

  • Prestige Home and Contents Accidental Damage

    Accidental Damage

    Accidental breakage and damage are covered under a prestige home policy, including breakage of items while they are being carried or in use.

  • Prestige Home and Contents Worldwide Cover

    Worldwide Cover

    All possessions are automatically covered for accidental loss or damage wherever you are in the world, even when you are travelling, or your goods are in transit or in storage.

  • Prestige Home and Contents Extended Replacement Cost

    Extended Replacement Cost

    This feature provides cover for the full cost to rebuild your home following a total loss.

  • Prestige Home and Contents Complimentary Home Appraisal

    Complimentary Home Appraisal

    A Prestige policy provides a complimentary home appraisal once you have placed your policy, or if you move to a new location during the period of your insurance.

  • Prestige Home and Contents Jewellery

    Jewellery

    A Prestige Home and Contents policy provides you with sub limits of $25,000 per item, and up to $50,000 in total.

  • Prestige Home and Contents Repairer Option

    Repairer Option

    Choice of repairer in the event of a covered loss.

General Enquiry

Please Enter Name

Please enter your phone number

Please Enter Valid Email

Type of Business Insurance Enquiry
Type of Personal Insurance Enquiry
Type of Strata Insurance Enquiry
Type of Life Insurance Enquiry
Type of Services Enquiry
I would like to receive insurance and product news

The Whitbread Channel

News
business risk
Andrew Saville

The 2020 Allianz Risk Barometer identifies the 10 most prominent risks faced by businesses this year. How is your business managing these risks to reduce the potential impact on your strategic objectives? The advice and insurance solutions recommended by a specialist insurance broker can be a highly effective way to transfer risk.

Insight
Loss of rent
Lia de Sousa

Devastating bushfires plagued much of Eastern Australia last summer, before a deluge of rain arrived, causing severe flooding and widespread damage to an unprecedented number of properties - including residential strata.

In the aftermath of a flood, many depend on their insurance to help recoup losses. Sadly, stressful situations are often made worse when people discover their Strata Insurance policy does not cover damage as a result of flood.

×

Sign up to our newsletter

Please Enter Valid Email Address

Please Enter First Name

Please Enter Last Name