As we head into the festive season, we are reminded of the disastrous January 2011 floods that severely affected many areas of Queensland. Following those floods, countless people were astonished that their policy did not cover them for the loss incurred. We hope to clear this up for you. In 2012, the Insurance Council of…
The recent fires in Sydney occurred after the warmest overnight and day temperatures recorded so early in Spring in more than 100 years. Some places recorded temperatures in excess of 31 degrees. Two homes were destroyed in the fires and meteorologists are warning that Sydney could continue to see warmer than normal conditions for most…
Most people see insurance as a cost. It’s like an investment you never want to cash in on. When you do have a claim however, that “investment” could save your company. At Whitbread, we place the claims performance of an insurer right alongside the quality of coverage and price of its policies when it comes…
Following recent storms, we received calls from many of our clients who wanted to know whether damage to their apartment block is covered by their Strata Insurance policy. A number of these queries related to fallen trees. Strata insurance policies are designed to provide cover in the event that a tree is blown over during…
The Christmas Day storms caused wide spread water damage across Melbourne. Although no preventative action would have protected property from damage caused by the fierce storms, as property owners a maintenance program could substantially reduce your chances of water damage occurring. According to Chubb Insurance Company of Australia Ltd, water damage is one of the…
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