Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses. Medical cover will not exceed 12 months from onset.
Corporate Travel
Without a Corporate Travel Insurance policy, your business could end up footing the bill for losses that run into thousands of dollars for disrupted flights, medical expenses, lost or stolen money, just to name a few.
The financial cost to your business from events outside of your control could be significant.
Corporate Travel Insurance is an annual policy which covers all employees in your organisation travelling interstate or overseas.
It can include cover for;
- Unforseen travel disruption, cancellations, loss of deposits caused by events such as terrorism, weather events etc.
- Lost, stolen or damaged baggage, passports, electronic devices etc.
- Political and natural disaster evacuation
- Unlimited overseas medical expenses, including medical evacuation
- Personal liability during your travel
- Vehicle excess waver
- Kidnap & Ransom monies reimbursement
- Accidental Death and Injury
- 24/7 access to international assistance providers
As a director of the business, a Corporate Travel policy will cover your travel for both business and personal reasons. It may also extend to cover your accompanying spouse or partner as well as dependent children.
To find out more about Corporate Travel Insurance and the implications for your business, please contact us on 1300 424 627.
Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions.
Covered Features
Overseas Medical and Dental
Luggage and Personal Documents
Provides cover for luggage if lost, stolen or damaged and the replacements of travel documents, including cash/credit cards, if lost or stolen.
Cancellation
Cover, if due to unforeseen circumstances, outside your control your journey has to be re-arranged or cancelled e.g illness, accident, extreme weather conditions, exam re-sit or retrenchment.
Personal
Liability
Cover for legal liability if your negligent act or omission during your journey causes bodily injury or damage to property of other persons.
Injury
Benefits
Provides a benefit payable if, due to an injury sustained during your journey, you suffer total loss of sight in one or both eyes or total loss of the use of a limb.
Kidnap and
Ransom
If, whilst on a journey, an insured person is kidnapped, we will reimburse you for extortion/ransom monies paid up to the sum insured in the schedule.
FAQ's:
Yes. A corporate travel insurance policy provides 12 month cover for all declared local and overseas trips made.
Medical expenses are covered world wide and are not usually limited to a maximum amount. The policy is aggregated.
Yes all your personal belongings are covered up to a limit as stated on the schedule. They are issued for replacement costs.
Yes most policies provide cover up to $5,000.
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