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Industrial Special Risks

An Industrial Special Risks Insurance policy is suitable for medium to large organisations who engage in a diverse range of business activities, across multiple locations. Industrial Special Risk insurance is designed to protect you from damage and consequential loss to your physical assets, including buildings, stock, plant and machinery.

An Industrial Special Risk policy is a broader form of business insurance which provides a more suitable level of indemnity for organisations who have high value assets and multiple properties, generally over $5 million.

A primary benefit of an Industrial Special Risk policy is the ample level of cover it provides for your property. The policy will cover property damage to your assets by any cause not excluded under the policy. The breadth of cover available will see that you are best placed to make decisions for the future of your business with greater confidence.

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions.

Covered Features

  • Industrial Special Risks Fire & Perils | Property Damage

    Fire & Perils | Property Damage

    Covers loss or damage to business property like buildings, contents, plant and machinery, stock, money etc. by any cause unless specifically excluded.

  • Industrial Special Risks Removal of Debris

    Removal of Debris

    Covers the clean-up costs following a damage to business property.  

  • Industrial Special Risks Business Interruption

    Business Interruption

    Provides cover for losses incurred due to the non-operation or reduced operations of the business as a result of an insured loss.

  • Industrial Special Risks Prevention of Access

    Prevention of Access

    Sub-limited cover for a loss due to your inability to access your business premises due to an insured peril both at your premises or within the vicinity of your premises.

  • Industrial Special Risks Theft

    Theft

    Cover for burglary, theft of money as well as employee dishonesty.

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The 2020 Allianz Risk Barometer identifies the 10 most prominent risks faced by businesses this year. How is your business managing these risks to reduce the potential impact on your strategic objectives? The advice and insurance solutions recommended by a specialist insurance broker can be a highly effective way to transfer risk.

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