Understand the Strata Insurance market landscape and how to achieve the best outcome for strata properties The strata insurance market is always an interesting place. This guide provides you with an insight into the factors that shape the market and a realistic outlook for strata insurance premiums. It delves deeper into key areas of insurer’s…
What’s in store? In 2024, the world of strata is looking to be a lot like 2023: While the above features roll on into 2024, we also expect to see: Premium predictions While we don’t have a crystal ball, the market indicates that premiums will increase between 10% to 15% across the board for good…
With the festive season in full swing, and new year steadily approaching, it’s fair to say we are all looking forward to a well-deserved break with plenty of fun and frivolity during the holiday season. To help keep you, your home and your business safe, we’ve compiled Whitbread’s ‘10 Tips of Christmas’ – so…
Talking about the weather is often an ice breaker before getting on to the real topic of conversation. For insurance, the weather is a big deal, as natural perils like cyclone, storm, and flood, are key components of a premium. The current strata insurance landscape has been shaped by recent weather events, coupled with inflation….
It is a simple fact that most homeowners may not have enough savings to rebuild a badly damaged or destroyed home, or, to pay off the mortgage still owing even though the home may no longer exist. Even though most homeowners do have Home Insurance, a worrying proportion of people do not insure for the…
All the data points to a hotter than-average summer, which means Aussie businesses should prepare for extreme weather during the warmer months. Here are some steps you can take to help prepare your small business, in case droughts and floods affect your area. The Australian Actuaries Climate Index (AACI) indicate conditions are ripe for a…
Business insurance can look complicated but once you understand the basics, you’ll find it much easier to talk to your broker about your needs. Here are five things it can help for you to know. Your cover should be tailored for you Business insurance can help protect a number of things including your company assets,…
The sale of Electric Vehicle (EV) models in Australia is growing to meet the changing demands of buyers. The year-on-year growth of EVs and Australia’s transition to sustainable energy is spurred on by rising petrol costs, the phasing out of traditional combustion engines by manufacturers, government rebates/incentives, emission targets and increased focus on EV infrastructure….
Australia is home to more than 30,000 restaurants, 28,000 cafes and coffee shops and 9,000 pubs, bars and nightclubs. If yours is one of them, you’re likely to be already familiar with some of the challenges that are part and parcel of running a hospitality business. It also pays to be prepared if you plan…
If you’re a small business owner, a good team is possibly your biggest asset, but it can be tricky to stay abreast of the rules around employing staff. These rules changed again recently, following the passing of the Fair Work Legislation Amendment (Secure Jobs, Better Pay) Act 2022. So, what’s new, and how could it…
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