Skip to content Skip to main menu
I'd like to…


Underinsurance levels high in bushfire prone areas

By Lidia Siljanoski on

In an article published by Insurance & Risk it was reported that over 1.5million blocks of land in Australia are currently situated in ‘bushfire prone areas’ (BPAs)*.

State bushfire percentage

As the bushfire season approaches this statistic really underlines how imperative it is to have the right insurance cover and sums insured for your home and contents. 
The right cover will help to ensure you are in a position to finance the full cost of reinstating your home in the event of a total loss.

Underinsurance of homes in BPAs is becoming increasingly common due to a toughening in the National Building Standards for homes on bushfire prone land. While the regulations help to ensure homes are more resilient in a bushfire, the increase in building standards can also mean a substantial escalation in the costs of rebuilding a home, particularly for older properties.

Based on this information, it has never been more important to ensure your home and contents are covered for an appropriate amount, making sure to account for the total cost of rebuilding in the aftermath of a bushfire.

If you are unsure about your Home Insurance cover and would like specialist advice to set your mind at ease, please call one of our Personal Insurance specialists on 1300 424 627.

See the full article as featured in Insurance & Risk by clicking here.

Holiday season checklist button v3 IN xmas height

*Insurance Council of Australia

The Whitbread Channel

Business Hand Shake
John Paul Whitbread

Since starting out, Whitbread has established strong and valued relationships with our clients and accumulated large, diverse and loyal client bases; this change allows us to expand services and ultimately the value that we bring to you by combining Steadfast’s strength and network, both domestically and internationally, with our expertise.

Stocksy txp5ab5059eJxX100 Medium 443575 1
Lia de Sousa

Strata Insurance provides cover for a range of circumstances specifically related to living in a strata community, including:


Sign up to our newsletter

Please Enter Valid Email Address

Please Enter First Name

Please Enter Last Name