The next generation of insurance
Scalzo and Whitbread - a proud history of working together.
Holger has over 34 years’ experience in insurance broking, primarily in the commercial sector with property, industrial, small business and strata clients.
Holger sees his role as that of an information gatherer, using client interactions to drill deep into their worlds so that he can develop a complete picture of their insurance needs and understand the full extent of the risks they’re facing.
Combining a friendly approach with a strong solutions focus, he prides himself on his ability to proactively source insurance programs that not only cater to immediate requirements but also accommodate changing business and needs.
Holger likes to help demystify complex policy wording for his clients to ensure they understand the insurance options available and protections in place.
Holger joined Whitbread in 2004 and has a Diploma of Financial Services (Insurance Broking).
From July 1, 2017, some residential Strata Insurance policies will experience significant total premium changes as a result of amendments to the Terrorism Insurance Act 2003 (Cth). The changes apply Australia wide, and relate to the introduction of a Terrorism Levy.
With over 40 food and beverage products recalled so far this year (as of 5th October 2017), the impact of a product recall can cause severe damage to a manufacturer’s reputation and bottom line.
Business Interruption (BI), also known as Consequential Loss insurance, is an essential insurance cover that helps maintain a business’s income should it be forced to cease trading, or reduce trading capacity for a specified period of time, due to an insured event impacting the business’s gross profit e.g.