Not for Profit
We arrange insurance and risk programs that empower not-for-profit and charitable associations to reach their business goals, and make a difference to the community they support.
Fuelled by increased government red tape, and also a greater awareness of legal rights among the general public, the operational risks faced by not-for-profit organisations and their key people has grown substantially in recent years.
As a not-for-profit organisation there are a number of assets you need to protect:
Any threat to these assets can represent a significant risk to your organisation, but it is not just not-for-profit organisations which face increasingly complex risks. Board members and senior managers can be held personally accountable for their actions or failure to act in certain circumstances.
The manifestation of an uninsured risk could seriously jeopardise the health of your organisation, and inhibit your ability to focus on what is most important, working towards fulfilling your core mission. Having the right insurance program in place is a critical component of managing the day-to-day operational risks of a not-for-profit association.
Whitbread Insurance Brokers can develop a solution to protect your assets, liabilities and most importantly, your people.
Let us take care of your risks so that you can focus on planning for the future with greater certainty.
We provide solutions for:
With Stage 4 Coronavirus restrictions having been imposed in the Melbourne metropolitan area for several weeks, there has been an impact to the way businesses are legally allowed to operate for the duration of this period.
Unfortunately these restrictions have had an unprecedented impact on the progression of insurance claims, whereby builders and other repair and maintenance companies are only legally permitted to carry out a very limited scope of works.
Devastating bushfires plagued much of Eastern Australia last summer, before a deluge of rain arrived, causing severe flooding and widespread damage to an unprecedented number of properties - including residential strata.
In the aftermath of a flood, many depend on their insurance to help recoup losses. Sadly, stressful situations are often made worse when people discover their Strata Insurance policy does not cover damage as a result of flood.