John Paul Whitbread
Construction & Engineering
Whether you are a small residential builder, a large scale property developer, a civil engineer or a major infrastructure contractor, there is a significant element of risk involved in your day-to-day business.
Although you are exposed to many of the common risks that most businesses deal with like damage to property, business interruption, and personal accident, Whitbread understand there is an additional layer of risk complexity that comes with the project based nature of your work.
There are a number of risks specific to construction and engineering which require specialist insurance solutions to give you greater security when embarking on every project.
We can provide cover to protect you from:
We will also ensure protection for your general business risks like property damage or theft, machinery breakdown, business vehicles, and general property such as mobile phones, tablets or laptops.
No project is too big or too small. We provide insurance and risk solutions for projects of all size from owner builders to the principals of large engineering infrastructure projects.
Engaging our expertise and technical skills will ensure you feel empowered to make decisions for the future of your business knowing that your risks are covered.
Areas of specialisation
From July 1, 2017, some residential Strata Insurance policies will experience significant total premium changes as a result of amendments to the Terrorism Insurance Act 2003 (Cth). The changes apply Australia wide, and relate to the introduction of a Terrorism Levy.
With over 40 food and beverage products recalled so far this year (as of 5th October 2017), the impact of a product recall can cause severe damage to a manufacturer’s reputation and bottom line.
Business Interruption (BI), also known as Consequential Loss insurance, is an essential insurance cover that helps maintain a business’s income should it be forced to cease trading, or reduce trading capacity for a specified period of time, due to an insured event impacting the business’s gross profit e.g.