Information & Communication Technology
The information communications technology (ICT) industry is evolving at an exponential rate. Businesses are continuing to rely more and more on technology to operate on a day-to-day basis.
Heightened dependence on technology and an increase in industry red tape has seen your potential risk exposures and their intricacies grow.
Whitbread understand that with the demands of your business, time can be scarce and deciphering the complexities of your insurance needs is a burden you can do without.
Insurance and risk is our area of expertise. We can develop an insurance and risk solution that tackles your specific exposures, giving you time to focus on growing a strong business for the future.
There are a number of risks inherent to the ICT industry. Information Technology Liability insurance has been developed specifically to address these risks:
E.g. a programming error in software you developed for a client meant they were unable to trade and subsequently suffered huge financial loss in income.
Although your industry is highly specialised, you will still have a number of basic exposures to protect like many other firms.
We will partner and work closely with you to understand the inner workings of your business, and develop a risk solution that takes away the stress and builds a more certain future for you.
We specialise in:
With Stage 4 Coronavirus restrictions having been imposed in the Melbourne metropolitan area for several weeks, there has been an impact to the way businesses are legally allowed to operate for the duration of this period.
Unfortunately these restrictions have had an unprecedented impact on the progression of insurance claims, whereby builders and other repair and maintenance companies are only legally permitted to carry out a very limited scope of works.
Devastating bushfires plagued much of Eastern Australia last summer, before a deluge of rain arrived, causing severe flooding and widespread damage to an unprecedented number of properties - including residential strata.
In the aftermath of a flood, many depend on their insurance to help recoup losses. Sadly, stressful situations are often made worse when people discover their Strata Insurance policy does not cover damage as a result of flood.