If you lease an apartment / unit within a Strata property, a separate Contents Insurance policy is essential to protect your personal belongings.
Residential Strata Insurance only provides general insurance cover for the building, common property and common contents. Once you cross the threshold of your individual property the cover provided by the Strata Building policy ends.
In partnership with CHU Underwriting Agencies Pty Ltd, Whitbread are now offering an instant online Contents Insurance solution for tenants living in a Strata property.
CHU Contents insurance is designed to cover household and personal possessions such as clothing, jewellery, furniture, TVs, computers, internal carpets, blinds and electrical appliances belonging to you and other family members.
Contents insurance is incredibly important as it can cover the financial cost of repairing or replacing your household and personal possessions in the event of loss or damage.
For personal advice specific to your particular circumstance, please give us a call on 1300 424 627 to speak to our team of Contents Insurance specialists.
Please Note: The information on this page is a summary of common Contents insurance policy features. The list is not exhaustive and should only be considered as general advice. It is not intended to take the place of personal advice. Before acting on this information you should consider the appropriateness of this general advice to your particular objectives, needs and financial situation. For a full explanation of policy terms, conditions and limits you should refer to the Contents Insurance for Strata Product Disclosure Statement and Policy Wording 104200-06/17 and supplementary PDS. Click here to view the relevant Financial Services Guide.
Contents are covered on a replacement (new for old) basis. Both Specific Insured Events or Accidental Damage cover options are available.
Sums Insured limits apply to some contents items. Refer to the relevant policy wording for specific limits, inclusions, exclusions, terms and conditions.
Cover for contents temporarily removed from the home. Refer to the policy wording for information on specific limits, inclusions, exclusions, terms and conditions.
Indemnity as owner of the contents for personal injury or property damage.
Sum Insured: $30,000,000
With the online insurance market a popular way of obtaining cover, the role of an Insurance Broker may appear less relevant than in previous years. However when it comes to Strata Insurance, it is quite the opposite.
Complex legislation and the intricate, highly involved nature of managing Strata Insurance and strata claims, has meant the role of an insurance broker is more valuable than ever for strata managers.
Understand the current Strata Insurance market landscape, how to achieve the best outcome for your strata property, and what’s on the horizon for 2021.
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With the year almost at a close and Christmas just around the corner, the holiday season is nearly here! To help keep your home safe and secure while sunning yourself on the beach, careful preparation is key.
We’ve prepared some useful tips so you can enjoy a drama free break!
With the recent heavy rainfall and terrible weather conditions across NSW and QLD, we have received a significant number of new claims for water damage, with lodgements expected to increase further. Our thoughts are with those whose homes and valued possessions have been affected. To guide you in navigating this situation and the insurance claims process, we have provided some important information below.
With the online insurance market a popular way of obtaining cover, the role of an Insurance Broker may appear less relevant than in previous years. However when it comes to Strata Insurance, it is quite the opposite.
Complex legislation and the intricate, highly involved nature of managing Strata Insurance and strata claims, has meant the role of an insurance broker is more valuable than ever for strata managers.
