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Common Ground Liability

Insurance can often be overlooked in smaller properties where the only common property is a driveway or fence. Common Ground Liability Insurance provides public liability cover for two lot subdivisions.

As subdivisions of two lots are exempt from many of the sections and divisions of the Owners Corporation Act and are not required to purchase Strata Insurance, many property owners only learn that they need public liability insurance when they go to sell their property.

Whitbread can help you source an appropriate level of cover to ensure you are protected and not at risk of being held personally liable for any accident or injury that occurs on shared or ‘common ground’.

 

Covered Features

  • Common Ground Liability   Public Liability

    Public Liability

    Covers the Owners Corporation up to the sum insured for their legal liability following an occurrence that causes personal injury or property damage.

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Flooded basement carpark in apartment building
Renee Cassidy

With the recent heavy rainfall and terrible weather conditions across NSW and QLD, we have received a significant number of new claims for water damage, with lodgements expected to increase further. Our thoughts are with those whose homes and valued possessions have been affected. To guide you in navigating this situation and the insurance claims process, we have provided some important information below.

Insight
WCP 2
Lia de Sousa

With the online insurance market a popular way of obtaining cover, the role of an Insurance Broker may appear less relevant than in previous years. However when it comes to Strata Insurance, it is quite the opposite.

Complex legislation and the intricate, highly involved nature of managing Strata Insurance and strata claims, has meant the role of an insurance broker is more valuable than ever for strata managers.

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