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Common Ground Liability

Insurance can often be overlooked in smaller properties where the only common property is a driveway or fence. Common Ground Liability Insurance provides public liability cover for two lot subdivisions.

As subdivisions of two lots are exempt from many of the sections and divisions of the Owners Corporation Act and are not required to purchase Strata Insurance, many property owners only learn that they need public liability insurance when they go to sell their property.

Whitbread can help you source an appropriate level of cover to ensure you are protected and not at risk of being held personally liable for any accident or injury that occurs on shared or ‘common ground’.

 

Covered Features

  • Common Ground Liability   Public Liability

    Public Liability

    Covers the Owners Corporation up to the sum insured for their legal liability following an occurrence that causes personal injury or property damage.

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Strata buildings from ground up cropped
Lia de Sousa

This Media release from the 10 March, 2018 outlining the latest from the Victorian Cladding Taskforce has been supplied by Minister for Planning, Richard Wynne.

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Stephen McMahon

After an Australian Federal Senate Inquiry and multiple investigations, we have reached a tipping point, and 2018 is finally seeing some action. Regulatory changes and laws drafted to either ban or control the use of various types of cladding will come into play, helping ensure the safety of countless buildings...

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