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Wheelchair Accessible Vehicles

Wheelchair Accessible Vehicle insurance is tailored specifically for users of wheelchair accessible vehicles driven for private use only.

The Wheelchair Accessible Vehicles insurance policy for Holden Combo, Renault Kangoo/Liberte, Citroën Berlingo and VW Caddy covers you for: 

  • Loss or Damage
  • Theft
  • Accidental Damage
  • Third Party Liability Cover

Additional covers and limitations

  • Replacement with a new vehicle if a total loss occurs within two years of its original registration
  • Towing & storage – reasonable cost
  • Personal Effects
  • Taxi fares or hire car costs incurred following an accident or theft
  • Front windscreen replacement
  • No Claim Bonus Rating protection
  • Market Value plus modifications up to a maximum insured sum of $50,000 for all models except the Kangoo Liberte which has a sum insured of $60,000 and the Caddy which has a maximum sum insured of $70,000.

Subject to terms and conditions of the policy.

In the event of total loss, valuation to be assessed by Fleetworks Mobility Pty Ltd.

Cover available for drivers under the age of 25 (Subject to referral).

Click here to obtain our Freewheeler Insurance Application form or contact a broker via the General Enquiry form below.


The above information is a summary of the policy wording and should only be considered as general advice. It is not intended to take the place of personal advice. Before acting on this information you should consider the appropriateness of this advice to your particular objectives, needs and financial situation. For a full explanation of policy terms, conditions and limits you should refer to the Product Disclosure Statement PID0301 REV 15 11-16 which can be obtained from our office. Cover is subject to underwriting acceptance criteria.  This product is issued by CGU Insurance Limited | ABN 27 004 478 371 | AFS License No. 238291.

Covered Features

  • Wheelchair Accessible Vehicles  Front Windscreen Replacement

    Front Windscreen Replacement

    Nil excess and no loss of No Claim Rating.

  • Wheelchair Accessible Vehicles  Taxi Fares or Hire Car Costs

    Taxi Fares or Hire Car Costs

    Taxi Fares or Hire Car costs incurred following an accident or theft up to a maximum of $1,000.

  • Wheelchair Accessible Vehicles  No Claim Bonus Rating

    No Claim Bonus Rating

    No Claim Bonus Rating protection for Rating One drivers (One at fault claim per year).

  • Wheelchair Accessible Vehicles  Replacement Vehicle

    Replacement Vehicle

    Replacement with a new vehicle if a total loss occurs within two years of the original registration, and you are the original registered owner.

  • Wheelchair Accessible Vehicles  Third Party Property Damage Cover

    Third Party Property Damage Cover

    Provides third party property damage cover up to $20,000.

  • Wheelchair Accessible Vehicles  Comprehensive Motor Policy

    Comprehensive Motor Policy

    Cover for theft, accidental destruction or damage to your vehicle.

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