Farm

From fencing, to livestock or expensive agricultural machinery, farm risks are diverse in size and purpose. Whether you have a hobby farm, or run a commercial farming enterprise, a farm pack insurance solution can be formulated to align with the unique nature of your risk.

Farm pack insurance policies are specifically designed to cover a wide range of farm risks including your domestic home on the property. We will work in close partnership with you to identify your specific risks, and source a farm pack policy solution that ensures your key assets and liabilities are protected. We strive to deliver you an insurance solution that empowers you to plan for the future with greater certainty.

The following cover sections can be added or removed to align with your specific farm risk requirements:

  • Domestic Property and Contents e.g. your homestead and personal contents
  • Farm Property e.g. free standing silos, windmills, electronic equipment like laptops, CB radios or mobiles
  • Farm machinery e.g. tractors, pumps, irrigation
  • Hay, grain, livestock, fencing and trees
  • Road Transit e.g. damage to livestock or farm machinery whilst on travelling on the road
  • Business Liability e.g. your liability exposure for injury or damage to property as a result of straying stock or farm machinery
  • Business Interruption 
  • Machinery Breakdown
  • Personal Accident
  • Public Liability

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions. 

Covered Features

Domestic Property

Covering the domestic residence/s, including Contents cover.

Farm Property

This covers all farm buildings such as machinery sheds, hay sheds, silos, amenity buildings and their contents.

Fencing

Covering all shared fencing and fencing which you are 100% responsible for against fire claims.

Public Liability

Covering claims for negligence against the farmer for damage to property or injury to persons on site as a result of any farming activities.

Livestock

Covering cattle, sheep or other livestock against fire, full death cover policies are also available for valuable breeding animals.

Tractors/Machinery

Covering tractors and other mobile equipment against accidental damage as a result of an accident, as well as fire and theft covers.

FAQ's:

No, most home insurance policies only cover up to 5 Acres, therefore you will be required to take out cover under a farm policy.

You only select the sections you need, for example; if you have livestock you will need to add the livestock section to your policy.

Yes, you are able to add cover for unregistered farm machinery under most farm insurance policies.

Yes, the policy is rated based on the occupation/ activities carried out at the location.

related articles

general enquiry

Give us a call, send us an email, or use the enquiry form by clicking the button below. You take the first step, and we’ll take care of the rest.

We'd love to hear from you.

Need to get in touch with the team? Please fill out the form and our team will get in touch shortly.