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Total and Permanent Disability

What would you do if you suffered an injury or illness that left you permanently unable to work? Total Permanent Disablement (TPD) insurance pays out a lump sum that empowers you to continue living life on your own terms.

In the event you suffer a total permanent disability and are left permanently unable to work, you want to have the financial flexibility and freedom that enables you to control your own destiny.

TPD insurance provides a tax free lump sum to spend as you wish, be that clearing your debts or investing to generate an ongoing income.

If you would like to speak to a financial advisor, please select the General Enquiry form below and we can assist. 

 

Disclaimer

All of the material published on this web site is for information purposes only and does not constitute advice. This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a Financial Adviser, whether the information is appropriate in light of your particular needs and circumstances.

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer specific policy wording for inclusions, exclusions, terms and conditions.

Covered Features

  • Total and Permanent Disability Mortgage Payment

    Mortgage Payment

    Reduction or clearance of your home loan along with other debts.

  • Total and Permanent Disability Medical Expenses

    Medical Expenses

    Cover for medical and rehabilitation costs.

  • Total and Permanent Disability Living Costs

    Living Costs

    Meet your future living expenses.

  • Total and Permanent Disability Carers

    Carers

    Cover providing for paid carers.

  • Total and Permanent Disability Modifications

    Modifications

    Pays for modifications to your home or vehicle following your disablement.

  • Total and Permanent Disability Education Costs

    Education Costs

    Cover education costs for your children or grandchildren.

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