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Life

When life doesn’t go to plan, Whitbread are here for you to keep things moving forward. We can help you to maintain a sense of normality and security for your family when unexpected events present themselves.

We strive to deliver income protection and life insurance solutions that give you peace of mind, empowering you with the freedom to think ahead and plan for the future with greater certainty.

Specialist advice & recommendations

There are a number of different Life policy options available that can see you through difficult times, create stability for your loved ones, and make it easier for you to get your life back on track.

We'll connect you with specialist advisors, who will sit down with you to guide you through the process, providing recommendations and advice on the specific products available to suit your needs.  Extra care is always taken to see that your solution aligns perfectly with your lifestyle to protect the loved ones who depend on you. 

We can assist with quality protection in the following areas:

If you would like a specialist financial advisor to review your specific circumstances and recommend appropriate coverage options, please scroll down to fill in the General Enquiry form below. 

Your Duty of Disclosure

When applying for a Life Insurance policy, you have a duty to disclose or report any personal information to the insurer that might be relevant to your cover. This obligation starts from the moment you commence filling out an application form, to when your application is accepted,

To understand the concept around Duty of Disclosure further, and how incorrect information could impact your cover down the track, please watch this short video:

 

 

Disclaimer

All of the material published on this web site is for information purposes only and does not constitute advice. This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a Financial Adviser, whether the information is appropriate in light of your particular needs and circumstances.

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With the recent heavy rainfall and terrible weather conditions across NSW and QLD, we have received a significant number of new claims for water damage, with lodgements expected to increase further. Our thoughts are with those whose homes and valued possessions have been affected. To guide you in navigating this situation and the insurance claims process, we have provided some important information below.

Insight
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With the online insurance market a popular way of obtaining cover, the role of an Insurance Broker may appear less relevant than in previous years. However when it comes to Strata Insurance, it is quite the opposite.

Complex legislation and the intricate, highly involved nature of managing Strata Insurance and strata claims, has meant the role of an insurance broker is more valuable than ever for strata managers.

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