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Medical Practice

Medical Practice Insurance is an essential requirement for any medical practice.

You need an insurance policy that can be tailored to meet your practice’s requirements and provides for a range of unexpected circumstances, ensuring the future revenue of your business.

Whitbread offer a Professional Services insurance wording which is underwritten by Vero Insurance Limited.  Our  Medical & Health Care professionals receive additional benefits as detailed in Vero’s exclusive Supplementary Wording such as increased policy limits.

For example; under Section 3 – Money the limit increases to $20,000 for Clothing and Personal effects, whereas the standard wording only provides a limit of $10,000.

The Professional Services policy wording has been designed for Medical & Health Care professionals service providers such as:

  • General Practitioners
  • Medical clinics
  • Day surgeries
  • Physiotherapists
  • Dentists
  • Psychiatrists
  • Dieticians
  • Psychoanalyst
  • Chiropractor
  • Podiatrist
  • Medical Centres

Note: The details shown are a summary of the policy wording, limits and conditions.  For a full explanation of policy terms and conditions, refer to Product Disclosure Statement AAI Limited ABN 48 005 297 807 trading as Vero Insurance AFSL 230859. PDS V6408 V6 25/05/12A & SPDS V8390 01/10/12A.  Please click here to download a copy of the wording and Supplementary PDS.

Covered Features

  • Medical Practice Property Insurance

    Property Insurance

    Covers the damage to your property at your premises from certain sudden, unexpected or unforeseen occurrences.

  • Medical Practice Theft

    Theft

    Covers loss of or damage to your property due to theft.

  • Medical Practice Computer and Electronic Equipment Breakdown

    Computer and Electronic Equipment Breakdown

    Covers the breakdown of your business’ computers and electronic equipment such as photocopiers and faxes.

  • Medical Practice Money

    Money

    Covers your business’ money whilst on your premises, in a safe or strongroom, in transit to or from your premises, or in custody, or the custody of a trusted employee.

  • Medical Practice Portable and Valuable Items

    Portable and Valuable Items

    Covers the loss or damage to portable property such as tools, lap top computers, personal digital assistants throughout Australia and worldwide.

  • Medical Practice Business Interruption

    Business Interruption

    Covers the loss of income and the additional increased costs of working which results from the interruption of your business caused by events covered under certain sections of the policy.

  • Medical Practice Legal Liability

    Legal Liability

    Covers the legal liability of your business for personal injury to another person (other than employees) or damage to property owned or controlled by someone else.

  • Medical Practice Exclusive Wording

    Exclusive Wording

    An exclusive supplementary wording with increased policy limits.

  • Medical Practice Preferential Pricing

    Preferential Pricing

    Exclusive rates offered to Whitbread clients who purchase the Vero Professional Services insurance wording.

General Enquiry

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The Whitbread Channel

News
Manufacturing
Ben Bowen

With over 40 food and beverage products recalled so far this year (as of 5th October 2017), the impact of a product recall can cause severe damage to a manufacturer’s reputation and bottom line.

Insight
Business Closed
Ben Bowen

Business Interruption (BI), also known as Consequential Loss insurance, is an essential insurance cover that helps maintain a business’s income should it be forced to cease trading, or reduce trading capacity for a specified period of time, due to an insured event impacting the business’s gross profit e.g.

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