Medical Malpractice

In running a healthcare business, the actions of your employees extends far beyond patient care.

Whitbread has sourced a medical malpractice policy for medical and healthcare establishments that gives you the confidence to do what you do best, care for your clients.

Medical Malpractice insurance covers your practice for damages, claimants costs and expenses and your legal defence costs for claims made against the clinic.

It also provides cover for the non-medical employees of the clinic who are not legally required to take out their own indemnity policy i.e. receptionists.

The policy is designed for healthcare establishments, practices and clinics including:

Acupuncturists
Optometrists
Chiropodists
Osteopaths
Day surgeries
Pathology labs
Dieticians
Physiotherapists
Imaging & diagnostic clinics
Psychologists
IVF clinics
Radiographers
Medical centres
Sonographers
Opticians
Dentists
Naturopaths
Nursing homes & retirement villages

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer specific policy wording for inclusions, exclusions, terms and conditions.

Covered Features

Privacy Complaints

Claims against you if you inadvertently breach privacy laws, such as laws relating to patient records.

Inquiry Costs

Costs for your attendance at inquiries into your professional conduct.

Public Relations Expenses

The cost of hiring a public relations firm to prevent or limit the adverse effects of negative publicity.

Employee & Principal

Claims against you that arise out of fraud by your employees or principals.

Good Samaritan Acts

Your liability where you or one of your employees render or fail to render first aid and assistance in an emergency situation or accident.

Contractors and Consultants

Your legal liability for the acts of contractors and consultants.

Statutory Liability

Defence costs at proceedings brought under OH&S or environmental law and, to the extent permitted by law, fines imposed under that law or other compensatory civil penalties.

FAQ's:

What is Medical Malpractice insurance?

Medical Malpractice insurance covers you and your practice for damages, claimants costs and expenses and your legal defence costs for claims made against you. It also provides cover for the non-medical employees of the clinic who are not legally required to take out their own indemnity policy i.e. receptionists.