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Machinery Breakdown

If the continuity and turnover of your business is contingent on machinery and equipment, a damaged part or breakdown could affect your capacity to operate. Machinery breakdown could have a significant and detrimental impact on your bottom line.

A Machinery Breakdown Insurance policy can protect you from financial loss when things don’t go to plan.

Machinery Breakdown insurance can assist your business in a number of ways:

  • Repair costs covering the breakdown of machinery
  • Consequential losses as a result of the breakdown - e.g. replacement for loss and spoilage of stock, or loss of profits which could occur while waiting for the parts to repair your machinery.

Types of machinery this policy can cover are:

  • Air conditioning
  • Cool rooms, fridge or freezer
  • Printing equipment
  • Boilers
  • Pressure vessels

We can arrange cover specifically for the machinery integral to your business. We strive to provide you with a solution that gives you peace of mind and greater confidence when making decisions that affects the future of your business.

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer specific policy wording for inclusions, exclusions, terms and conditions. 

Covered Features

  • Machinery Breakdown Equipment Breakdown

    Equipment Breakdown

    The costs incurred to repair/replace items following an instance of breakdown.

  • Machinery Breakdown Deterioration of Stock

    Deterioration of Stock

    Costs incurred as a result of spoilt stock following an instance of breakdown.

  • Machinery Breakdown Interruption Insurance

    Interruption Insurance

    Cover provided for loss of profits etc. as a result of a breakdown.

  • Machinery Breakdown Temporary Hire Costs

    Temporary Hire Costs

    The costs to hire temporary equipment to keep the business operational.

  • Machinery Breakdown Professional Fees

    Professional Fees

    The professional fees associated with proving or quantifying a loss.

  • Machinery Breakdown Expediting Expenses

    Expediting Expenses

    Any costs reasonably incurred to make temporary repairs, expedite permanent repairs or replacement.

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