Skip to content Skip to main menu
I'd like to…

Bed and Breakfast

Whether you run a bed and breakfast, a winery, a hotel or a farm stay your risks are unique and require a specialist solution to ensure you are best placed to respond to events that could affect the financial strength and continuity of your business.

For us, helping clients is not just about protecting the “now”, it’s about encouraging them to see what’s possible.

While your insurance program should always include the basic areas of cover like Property, Business Interruption and Public Liability, a specialist Bed and Breakfast insurance policy will ensure the risks specific to your business are covered.

A Bed and Breakfast policy will extend to incorporate elements such as, loss or damage to the property of your guests, lost or stolen credit cards, spoilage of frozen food and replacement of locks and keys.

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions. Axisbbpol v8/10 & AGL08 v2.2014

Covered Features

  • Bed and Breakfast  Accidental Damage

    Accidental Damage

    Cover provided up to the sum insured.

  • Bed and Breakfast Replacement Value

    Replacement Value

    Provides new for old cover for buildings and contents.

  • Bed and Breakfast Temporary Removal of Contents

    Temporary Removal of Contents

    Provides cover for anywhere in the world (some limitations apply).

  • Bed and Breakfast Guest Property

    Guest Property

    Covers the guest property up to limit provided by insurer.

  • Bed and Breakfast Loss of Income

    Loss of Income

    Alternate Accommodation and Loss of Income - up to 10% of building sum insured.

  • Bed and Breakfast Flood


    Provides cover for damages to general contents up to $10,000.

General Enquiry

Please Enter Name

Please enter your phone number

Please Enter Valid Email

Type of Business Insurance Enquiry
Type of Personal Insurance Enquiry
Type of Strata Insurance Enquiry
Type of Life Insurance Enquiry
Type of Services Enquiry
I would like to receive insurance and product news

The Whitbread Channel

Ben Bowen

With over 40 food and beverage products recalled so far this year (as of 5th October 2017), the impact of a product recall can cause severe damage to a manufacturer’s reputation and bottom line.

shutterstock 126936059
Lia de Sousa

Unfortunately the frequency Strata Managers are faced with these issues is growing, and none are a problem that can be brushed aside. Strata Managers may either be held liable or joined in legal action if they have failed, or been alleged to have failed to disclose true information in relation...


Sign up to our newsletter

Please Enter Valid Email Address

Please Enter First Name

Please Enter Last Name