The next generation of insurance
Scalzo and Whitbread - a proud history of working together.
Holger has over 34 years’ experience in insurance broking, primarily in the commercial sector with property, industrial, small business and strata clients.
Holger sees his role as that of an information gatherer, using client interactions to drill deep into their worlds so that he can develop a complete picture of their insurance needs and understand the full extent of the risks they’re facing.
Combining a friendly approach with a strong solutions focus, he prides himself on his ability to proactively source insurance programs that not only cater to immediate requirements but also accommodate changing business and needs.
Holger likes to help demystify complex policy wording for his clients to ensure they understand the insurance options available and protections in place.
Holger joined Whitbread in 2004 and has a Diploma of Financial Services (Insurance Broking).
While both changes are important to note, the change in the Act that will affect your premium, and be of greatest concern come July 1, will be the broadened ‘property type’ definition.
A tarnished reputation has the potential to reduce the number of individuals that trust, and are willing to donate to a NFP. Given the heavy reliance most NFPs have on donor contributions, as well as the fierce competition in attracting donor dollars, a cyber breach, coupled with possible legal action...