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Tradespeople

You wouldn’t go to work without the right tools for the job, so why would you operate a business without the right insurance?

Identifying the risks you face as a self-employed tradesperson or small business owner can be complicated.

Whether it be plumbing, carpentry, tiling, or landscaping, each trade involves a very unique skill set and accordingly, requires an insurance solution that accounts for the specific risks associated with it.

We can provide you with an insurance program tailored for your trade that gives you the confidence to make decisions for the future.

As a tradesperson there are a number of insurance policies designed to protect your key business and personal assets:

  • Public and Products Liability
  • Loss of income
  • General Property - for your tools and equipment including mobile phones, laptops, and tablets
  • Business vehicle(s)
  • Machinery Breakdown
  • Personal Accident
  • Management Liability

Whitbread have over 35 years’ experience developing comprehensive insurance and risk solutions.

We’ll help you to identify and effectively manage your risks so you can get on with running your business.

 

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Lia de Sousa

While both changes are important to note, the change in the Act that will affect your premium, and be of greatest concern come July 1, will be the broadened ‘property type’ definition. 

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Holger Schnabel

A tarnished reputation has the potential to reduce the number of individuals that trust, and are willing to donate to a NFP. Given the heavy reliance most NFPs have on donor contributions, as well as the fierce competition in attracting donor dollars, a cyber breach, coupled with possible legal action...

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